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Momentum Savings and Checking

  • Open a New Momentum Savings Account with at least $100
  • Open a New Momentum Checking Account with no minimum to open
  • Complete 8 transactions per Statement Cycle on your Momentum Checking
  • Set up an Automatic Monthly Transfer from your Momentum Checking to your Momentum Savings each month of at least $100
  • Earn a Great Momentum Savings Rate of:
    2.50% APY 2.47% Rate For Balances of $2,500 to $49,999.99
    1.00% APY 1.00% Rate For Balances of $50,000 and over
    .25% APY .25% Rate For Balances of $1.00 to 2,499.99
  • Receive your Combined Monthly Momentum Savings & Checking Statements through our Internet Banking website, Ridgestone Connect
  • Easily accessed secure Account Information over the internet with Online Banking and Free Bill Pay
  • Access your Account Information over the phone by calling Ridgeline – our 24 hour telephone banking line 1-800-676-8717
  • Access funds from your accounts using a PIN number that you can choose with a Free ATM/Debit Card with access to FREE ATM terminals Nationwide. 
  • Set up Direct Deposit into your Momentum Checking and get $50
  • Get a box of Free checks for your new Momentum Checking by simply bringing us your old checks to safely shred for you
Member
FDIC

The Momentum products are only available to residents of Illinois and Wisconsin and MUST be opened in person at one of our branches.
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